ADVERTISEMENT
NFC technology: contactless payment suitable for cash withdrawals
Third innovative method: the use of NFC (Near Field Communication) technology. This solution transforms your phone into a contactless payment card.
To use this feature:
Make sure your smartphone has NFC technology (most recent models do)
Activate the NFC function in your phone’s settings
Open your bank’s app to create a virtual card
Hold your phone near an NFC-enabled ATM as you would with a contactless card
A variation: withdrawal by SMS code
Some banks also offer a simplified variation: withdrawal by SMS code. The principle is similar to e-withdrawal, but the security code is sent directly by text message to your phone rather than via the banking app.
Conclusion: Your smartphone, your best ally.
No need to panic if you forget your bank card at home or if you lose it. With a simple smartphone, you now have several effective alternatives for accessing your money. These modern methods demonstrate how technology is gradually transforming our financial habits, making transactions increasingly flexible.
Whether you opt for the security of a traditional ATM or the convenience of digital solutions, you now have all the tools you need to deal with the loss of your bank card with peace of mind.
